Episode 1: The Adventures of Captain Cash - Impluse Spending
For Parents and Educators:
Impulse spending is when people, including kids, buy something just because it looks good or feels exciting in the moment - not because they truly need it or planned for it. They may let their feelings guide their spending and choose a quick treat.
In this comic, Captain Cash helps kids spot impulse spending and understand the difference between needs and wants, so they can make smarter choices about what matters most.
Episode 2 – Captain Cash and the Time Vault - Present Bias
Present bias is when people, including kids and adults, tend to care more about things that feel good right now and ignore what might help them in the future. For example, instead of saving money for something important later, someone might spend it on cool stuff today just because it sounds fun in the moment. Present bias can make it difficult to reach long-term money goals, like buying a bike, going on a trip, or saving forcollege. When people always choose what feels best right away, they may forget to save enough, end up with high debt, or struggle to pay for things they really need in the future.
In this comic strip, Captain Cash helps kids learn to spot present bias. By pausing and thinking about how choices affect future plans and practicing "delayed gratification", you build better habits like saving for what matters most and not letting quick treats keep you from your bigger dreams.
Episode 3 – Captain Cash and the Sneaker Snare - Anchoring Bias
Anchoring bias is when people, including kids, base their decisions too heavily on the first piece of information they see or hear, even if it is not the best or most accurate.
For parents and educators, this story offers a practical way to start conversations about “too good to be true” deals, persuasive pricing, and why kids should pause before believing the first number they hear. It also models how to turn a high-pressure sales moment into a teachable one, showing children that asking calm questions and checking real prices can protect them from being misled.
In this comic strip, Captain Cash helps dispel anchoring bias and shares simple tips for young kids to make smarter decisions.
Episode 4 – Captain Cash and the Gilded Truth - Confirmation Bias
Confirmation bias is when our brains pay more attention to information that agrees with what we already believe and quietly ignore or explain away information that doesn’t. When we already believe something about money, our brains start collecting ‘evidence’ that we’re right and overlooking signs that we might need to rethink. If we believe a certain money habit is always smart or always bad, we may notice only the moments that support that belief and miss chances to learn new, healthier ways to save, spend, and share.
In this comic, Captain Cash helps kids think about confirmation bias before making decisions and to have an open mind to seek more information.
Captain Cash Series
Captain Cash series is a set of short, full‑color comic ebooks that teaches core money mindsets to upper‑elementary and middle school students. Through a kid‑friendly superhero storyline, students explore delayed gratification, present bias, confirmation bias, and anchoring bias and how these thinking traps affect everyday spending and saving decisions.
The comic is designed for use by teachers and parents as a quick, engaging introduction to behavioral finance and can be shared with students as a printable PDF or on screen. The tone is accessible for grades 4–8 and works well in advisory, homeroom, math, or social studies classes. The series is hosted on "Open Educational Resources". OER Commons is a public digital library of open educational resources.