"My Two Cents" is an audio podcast that helps makes sense of the financial world for teens and young adults with real talk, relatable stories, and practical advice you can actually use.
Whether you're a teen just starting out or a young adult ready to take control of your money, this podcast gives you the mindset, tools, and tips to build a financially confident future and build your financial identity. Hear from students, entrepreneurs, and experts as we break down how to make smart money moves.
My Two Cents
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"My Two Cents" is an audio podcast that helps makes sense of the financial world for teens and young adults with real talk, relatable stories, and practical advice you can actually use.
Whether you're a teen just starting out or a young adult ready to take control of your money, this podcast gives you the mindset, tools, and tips to build a financially confident future and build your financial identity.
Hear from students, entrepreneurs, and experts as we break down how to make smart money moves, starting today.
What's in this episode?
Ruhi, a dentist, explains the financial realities of buying and running her own practice, from loans and credit to daily money decisions.
Why listen?
Big milestones like buying a business require strong money habits, especially for people who want to open their own practice. This story helps students and young adults see how everyday financial choices prepare you for larger responsibilities.
What's in this episode?
Sri Rejeti, co-owner of a Fremont salon, shares her journey from idea to business ownership, covering finances, pricing, and managing a team.
Why it listen?
Entrepreneurship isn’t just about passion, it’s about smart financial decisions. This episode shows how young founders can prepare for the costs, risks, and rewards of running a business.
Episode 2
The Magic of Compound Interest
What's in this episode?
Mahima breaks down one of the most powerful money concepts: compound interest. The episode explores how compound interest works both for you (investments, savings) and against you (credit card debt, loans).
Why listen?
When this episode aired, rates dropped from 4.25% to 4.0%. Lower rates help with paying off credit cards, refinancing loans, or buying a home, but savings may earn less. A reminder for young adults: compound interest can work for or against you.
What's in this episode?
Mahima talks with Ruiqi He, who left consulting to pursue acting, about how beliefs and mindset shape financial choices and opportunities.
Why listen?
Your money mindset influences how you save, spend, and take risks. For young adults, building healthy financial beliefs early can prevent stress and create long-term confidence with money.
What's in this episode?
Ishan shares insights from working in consulting and venture capital, unpacking myths about wealth, investing, and career growth.
Why listen?
Understanding money in different industries helps teens and young adults make smarter career and investment decisions. This episode highlights the importance of realistic expectations and long-term planning.
What's in this episode?
Mahima discusses basic health insurance terms such as premium, co-pay and deductible.
She also shares how health insurance works around the globe.
Why listen?
Are you a teen / young adult? Heading to college in a few years? Starting a new job? Traveling out of your country for vacation or study abroad program? If you answered yes to any of these - this episode is for you.
What's in this episode?
Mahima highlights the growth of the wellness economy, factors contributing to high prices, and offers global examples of affordable health solutions.
Why listen?
This episode provides practical tips for integrating health and wealth, emphasizing the importance of building habits that are both cost-effective and beneficial for long-term wellness.
What's in this episode?
Mahima interviews financial advisor Nicolle Willson, of Team Hewins, who shares her journey and insights into financial planning. They discuss the role of a financial advisor, the importance of early financial habits, and practical money management tips for young adults.
Why listen?
Hear from a professional financial advisor on money habits to start developing early.
What's in this episode?
In Part 1 of our "Scam-Proof Your Brain" series, Mahima examine's fake scholarship and job scams - two of the most common frauds targeting teens. This episode references peer-reviewed research from Taylor's University, the Better Business Bureau Institute, and the FINRA Foundation.
Why listen?
Discover how scammers exploit scarcity and urgency manipulation to bypass critical thinking, and learn why optimism bias makes even smart people vulnerable.
